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  • Writer's pictureKimberly Schildbach

Why Pay Cash for Online Therapy?

Paying for therapy with cash can offer a number of benefits. Cash pay isn't for everyone (not everyone can afford it) but if you have room in your budget for your mental health care you might be interested in these benefits.

Insurance companies require certain information about you and your treatment in order to cover your sessions, such as requiring a diagnosis and having access to notes if they perform an audit to ensure medical necessity for therapy. Insurance companies can also limit the frequency or length of sessions.

Paying privately means sensitive information will remain confidential and will not be a part of your medical record, and allows us to create a treatment plan without restrictions.

Some more reasons to pay out of pocket for online therapy for you might be:

  • It can provide a sense of control for clients who want to pay for their own treatment.

  • It can also save time and hassle by avoiding paperwork and insurance coverage disputes.

  • Cash payments can be more cost effective for clients as there are often no additional fees associated with cash payments.

  • Finally, as I said above, paying for therapy with cash can better protect your personal information, as it does not require the exchange of sensitive information such as credit card numbers.

Cash payments can be a great option for those looking to pay for their own therapy in a secure and cost-efficient way.

And remember, if you receive Out of Network (OON) benefits from your insurance coverage I can offer a receipt with appropriate details for you to request reimbursement from your insurance carrier. Contact you insurance carrier to see if they'll pay for OON coverage. You may be pleasantly surprised!

I think the biggest benefit of paying for OON therapy is choice. If you'd like to see if we'd work well together I offer a free 15 minute phone/email consultation. Please contact me.

If my rates are beyond your budget please don't let that stop you from finding the help you need!

Open Path Therapy Collective offers affordable, in-office and online psychotherapy sessions between $40 and $70 ($30 for student intern sessions)

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